Gifts That Pay You Income

You can help us provide leading-edge health care while earning an income from your gift.

Charitable Gift Annuities

Charitable gift annuities (CGAs) offer a secure, fixed payment stream for yourself and/or a loved one for your lifetime(s). You will also receive tax benefits and the satisfaction of creating a lasting legacy through Swedish.

How it works:

  • You donate cash or appreciated securities worth $25,000 or more to Swedish. In return, you and/or another beneficiary will receive fixed payments for life.
  • Your payment rate is based on your age (payments start at age 70Β or later) and will never change.
  • A portion of your payments will be tax-free.
  • The older you are β€” or the longer you defer starting your payment β€” the higher your payments will be.

Benefits to you include:

Lifetime payments that will never change.

Capital gains tax savings when you fund your CGA using appreciated stock.

You are eligible for an immediate charitable income tax deduction.

Your gift passes to Swedish outside of the estate process.

You create your legacy of compassionate care.

Charitable Remainder Trusts

A Charitable Remainder Trust (CRT) is a tax-free trust that pays you and/or other beneficiaries an annual distribution. This payment is either a percentage of the annual value of the trust, or a percentage of the original gift amount.

How it works:

  • You transfer cash or an appreciated asset* into an irrevocable trust.
  • The trustee then sells the asset, paying no capital gains tax, and reinvests the proceeds.
  • For the rest of your life (or a term of years), you and/or another beneficiary receive payments from the trust.
  • After your lifetime, the remaining principal is used to support the mission of Swedish.
* While donating real estate is the most common way to fund a charitable trust, a wide variety of assets can be used, including cash, appreciated publicly traded or closely held stock, as well as oil, gas or mineral interests.

Benefits to you include:

You receive income for life for you or your heirs.

You receive a charitable income tax credit for the charitable portion of the trust.

You create your legacy of advancing research and care.

Complimentary Gift Planning Resources are Just a Click Away!